The Most Common Financial Obstacles People Face
CAN YOU RELATE TO THESE STRUGGLES?
OVERWHELMED?
Are you feeling overwhelmed by financial decisions, bills, and debt piling up around you?
CONFUSED?
Are you confused about how to create a clear financial plan that works for your family’s goals?
SCARED?
Are you scared of not having enough for retirement, or worried that financial mistakes might prevent you from reaching your goals?

I'm Here to Help
David Kearns, Certified Financial Coach
Budgeting Made Simple
Managing money is challenging, and creating a secure financial future can feel even harder. Achievening success requires new habits, strategies, and a mindset shift that might not come naturally to most people. The good news? There’s a proven way forward.
Just like anything else, building financial peace is about taking the right steps, in the right order, at the right time. Guessing your way through it often leads to stress and mistakes, but working with someone who has a plan and can guide you makes all the difference. I’ve helped others get there, and I’d love to help you too.
Choose the Support That Fits Your Financial Goals
Financial Clarity Session
Feeling overwhelmed and unsure where your money is going?
A one-time, 60-minute session designed to help you see your money clearly and know exactly what steps to take next. You'll leave with a personalized action plan tailored to your financial goals.
3-Month Budget Coaching
Need short-term support to build better money habits and gain control of your budget?
Short-term coaching designed to build better money habits and create momentum. Over 3 months, you'll receive personalized budgeting guidance, actionable strategies, and ongoing support to stay on track.
6-Month Financial Roadmap
Looking for long-term guidance and a clear plan to achieve your financial goals?
Comprehensive coaching designed to help you create a long-term financial plan and build lasting stability. Over 6 months, you'll gain personalized guidance, consistent accountability, and a clear path to financial peace.
Not sure which option is right for you?
"Dave always takes the time to include me and truly listens to my thoughts. I appreciate how much debt I've been able to pay off since starting this journey, and I’m excited to pay off my house next! I also value the way Dave asks thoughtful questions to fully understand my situation."
-Diane L.

My clients can engage me to gain clarity on their financial priorities in four different ways:
Financial Clarity Session
One-on-one guidance for budgeting, debt, and savings.
Savings Bootcamp
Six-month program with monthly sessions to build savings.
Debt Elimination Program
One-year program for debt reduction.
Money Mentors Community Group
Bi-monthly group sessions for community support.